House Construction Cost Calculator for India

Change any input and the cost range, cost per built-up sq.ft., material list and timeline update instantly. Save two options and compare them side by side.

Updated Rates reviewed September 2026 Built by Bhavin Sheth Runs in your browser, no sign-up

Basics

Location and build type set the multipliers.

Floors

Area

SpaceQtySize (sq.ft.)
Ground floor room area1,480 sq.ft.

Enter internal room sizes. A 10% wall allowance is added to get built-up area. Garden is not counted.

Finishes and add-ons

Each option has its own rate.

Cost groups

  • Core structural materials₹14,89,00036% of total, ₹550 per sq.ft.
  • Finishing and add-ons₹11,91,00029% of total, ₹440 per sq.ft.
  • Labour₹10,87,00026% of total, ₹400 per sq.ft.
  • Other (10%)₹3,77,0009% of total, ₹140 per sq.ft.
  • Total₹41,44,000₹1,540 per built-up sq.ft.

By stage

  • Pre-construction₹2,07,00058 days
  • Construction₹31,08,000312 days
  • Post-construction₹8,29,00075 days

Stage amounts are an illustrative split of the total: 5%, 75% and 20%.

How the estimate is calculated

Every number the calculator uses is listed here, so you can see exactly which assumption differs from a contractor's quote.

Built-up area = room areas × 1.10 (Quick mode: entered directly)

Core materials = area × quantity rule × rate × quality × structure × material location

Finishing = area-based finishes + bathroom sets + kitchen platform + add-ons

Labour = (45% of core + 35% of finishing, at Urban rates) × labour location

Total = (core + finishing + labour) × 1.10, shown with a ±10% range

Days = area × 0.15 × (1 + 0.10 per extra floor) × quality factor

  • Construction qualityBasic ×0.80Standard ×1.00Premium ×1.30
  • Location, materialsRural ×0.90Semi-urban ×0.96Urban ×1.00Metro ×1.10
  • Location, labourRural ×0.85Semi-urban ×0.95Urban ×1.00Metro ×1.15
  • Structure, core materialsRCC frame ×1.00Load bearing ×0.95
  • Wall allowance+10%Room area to built-up area
  • Other costs+10%Transport, wastage and minor site items

What the estimate covers

Use it to set a budget and to check quotes. The items on the right need a separate line in your budget.

Included

  • Structure: cement, steel, bricks, sand and aggregate from per-sq.ft. quantity rules.
  • Finishes: flooring, doors, windows, electrical points, painting, plumbing, sanitaryware sets, kitchen platform.
  • Labour: linked to material value and adjusted for location.
  • Add-ons: false ceiling and modular kitchen when switched on.
  • 10% allowance for transport, wastage and minor site items.

Not included

  • Land and registration.
  • Approvals: plan sanction, development and connection charges.
  • Professional fees: architect, structural engineer, supervision.
  • GST as a separate line.
  • Site work: compound wall, borewell, septic tank, poor soil, slopes, demolition.

After you have a number

Three steps that make the estimate useful when you talk to contractors.

  1. Budget at the top of the range

    Plan money around the upper figure and keep land, approvals and GST as separate lines.

  2. Send the same scope to three contractors

    Share your PDF so every quote covers the same rooms, floors and finish levels.

  3. Compare line by line

    Convert each quote to built-up area. Check cement and steel brands, exclusions, the stage-linked payment plan and the completion date.

Questions

How should I read the estimate?

The calculator gives a preliminary estimate from your inputs and its configured rates, shown as a central figure with a ±10% range. Local material prices, labour rates, brands, taxes and site conditions can move the real cost. Use it to set a budget and to check contractor quotations, not as a quotation.

Is the area carpet area or built-up area?

In Detailed mode you enter internal room sizes, and the calculator adds a 10% wall allowance to estimate built-up area. In Quick mode you enter built-up area per floor directly. All per-sq.ft. rules, the cost per sq.ft. and the timeline use built-up area. Garden is excluded; covered parking is included.

What is included in the estimate?

Core structural materials, finishing materials (flooring, doors, windows, electrical points, painting, plumbing, sanitaryware sets and kitchen platform), labour, optional false ceiling and modular kitchen, and a 10% other-cost allowance. Land, approval charges, professional fees, GST as a separate line, compound wall, borewell, septic tank and unusual site conditions are not included.

Does the estimate include GST?

GST is not calculated as a separate line. The rates are planning rates and the 10% allowance is not a tax calculation. Ask each contractor whether their quote includes GST and compare on the same basis.

Why is a contractor's per-sq.ft. rate different?

Contractors may quote on carpet, built-up or super built-up area, and may include or exclude sanitaryware, electrical fittings, GST or the compound wall. Convert every quote to built-up area and the same list of included items before comparing.

Which multipliers does the calculator use?

Quality: Basic 0.80, Standard 1.00, Premium 1.30. Material location: Rural 0.90, Semi-Urban 0.96, Urban 1.00, Metro 1.10. Labour location: 0.85, 0.95, 1.00, 1.15. Structure on core materials: RCC frame 1.00, load bearing 0.95. Labour is 45% of core and 35% of finishing material value before the labour location factor. The full table is on this page.

Can I compare two options?

Yes. Save the current inputs as Scenario A, change anything, save as Scenario B, then open the Compare tab to see both side by side with the difference. Both scenarios also appear as markers on the cost-per-sq.ft. scale.

Can I save or share the estimate?

Save as PDF opens your browser's print dialog with a clean one-document report. Copy link creates a URL that reopens the calculator with your inputs. WhatsApp shares a short summary with the total, range, area, cost per sq.ft. and timeline.

Is the calculator free?

Yes. It is free and needs no account or sign-up.

Is my project data sent anywhere?

No. The calculation runs in your browser and the tool loads no third-party scripts. The only external request is for the web font from Google Fonts. Your inputs leave the page only if you copy a link or share on WhatsApp yourself.

Related calculators

Want the background? Read the house construction cost estimation guide by Bhavin Sheth.

Estimated cost₹41.44 lakh